Legal Loan Settlement Support That Helps You Regain Control

Smart, transparent and legal loan settlement with expert negotiation, daily updates, and complete closure.

381 Cr+ Debt Settled
10+ Years of Experience
8000+ Happy Clients
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Pay Up to* 70% Less
Why Choose Us

Real expertise. Real results. TRUESETTLE

Empowers you to settle debt and stop harassment — the right way.

No Harassment Calls

Our team engages with creditors directly, so you don’t have to deal with repeated calls

RBI Compliant Process

Our settlement process follows RBI guidelines, ensuring transparency and legal compliance.

Daily Updates

You stay informed at every stage with timely updates—no confusion, no guesswork.

Gradual Credit Score Improvement

With legal closure and structured resolution, your credit profile can improve over time.

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Customer Services
+91 8588808825
How TRUESETTLE works

Unlock Your FREEDOM With Just 6 Simple Steps!

Break free from the burden of loans with expert-led legal support. Protect yourself from harassment and settle your debts the right way.

1
Case Evaluation

We start by understanding your loan details and financial situation to plan the right approach for you.

2
Legal Notice to Lenders

If needed, we send formal legal notices to lenders, ensuring your rights are protected from the beginning.

3
Settlement Proposal Creation

Our team prepares a clear, realistic settlement proposal based on your case and the lender’s guidelines.

4
Expert Negotiation with Banks

Our specialists directly negotiate with banks and recovery teams, using a legal framework to get the best possible terms.

5
Agreement & Documentation

Once terms are agreed, you receive a legal agreement, and we handle all documentation for a smooth process.

6
Settlement & Final Support

Your settlement is closed legally, an NOC is issued, and we provide guidance to gradually repair and improve your credit score.

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Common Questions

Most Popular Questions

With several years of experience, we have gathered your most asked questions regarding loan settlement.

We help settle:

  • Credit Card Dues

  • Personal Loans

  • Buy Now Pay Later (BNPL) Loans
  • Business Loans (unsecured)

  • Overdue EMI/Loan Defaults

  • Education loan
  • Vehicle loan
  • More*

Yes, absolutely. Loan settlement is a legally allowed option where the lender agrees to accept a lower payment to close the loan. We only use ethical, legal, and RBI-compliant methods.

Yes. We work with clients from every corner of India via phone, video calls, and email. You can visit our office without any cost.

TrueSettle helps individuals and businesses legally settle their unsecured loans (like personal loans or credit card dues) by negotiating with banks and NBFCs for a one-time reduced settlement amount.

  • Free Consultation

  • Loan & Credit Review

  • You Pay the Agreed Fee

  • Negotiation with Lenders

  • Settlement Letter from Bank

  • Pay OTS (one time settlement) or EMI to the Lender
  •  Case Closed

  • Get NOC

We don’t charge anything upfront, not even for the office visit. We only take a 10% professional fee of the total due amount — only if you are eligible for settlement. You'll get a free credit booster service as well. You also get a clear agreement before we begin.

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