GET FREEDOM FROM DEBT
Credit card settlement is a negotiated agreement between cardholders and issuers to resolve outstanding debt by paying a reduced lump sum instead of the full balance owed. This debt relief option helps borrowers facing genuine financial hardships who cannot maintain regular credit card payments.
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How Credit Card Settlement Works
The settlement process involves contacting your credit card issuer, explaining financial difficulties, and negotiating a lower payment amount, typically ranging from 20-40% of the original debt. Once agreed, cardholders make a one-time payment, and the issuer writes off the remaining balance, marking the account as “settled”.
Settlement Process Steps
Documentation Required: Submit formal letter explaining inability to pay full amount. Provide financial hardship evidence and negotiate settlement terms in writing.
Payment Execution: Make agreed lump-sum payment by specified deadline. Obtain written confirmation of settlement completion and account closure.
Important:
Settlement provides immediate relief but has long-term consequences. Carefully evaluate alternatives before proceeding with this debt resolution.
Our Services
Credit Card Settle.
Helping individuals and businesses ethically resolve unsecured loan burdens through professional negotiation, legal guidance, and emotional support. Our industry-leading anti-harassment service helps you to live stress stress-free life. Choose us for your credit card settlement and get lowest settlement rate.
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