Terms & Conditions

These Terms and Conditions (“Terms”) govern your use of the website TrueSettle.in (“Website”). In these Terms, TrueSettle Financial Services Private Limited is referred to as the “Company,” “we,” or “us.”

By using this website or its products and services, you agree and warrant that you have read, understood, and accepted these Terms. The Company’s Privacy Policy can be found at [Privacy Policy]. If you do not accept these Terms, you are not authorized to use any portion of TrueSettle’s website, products, or services.

Please read these Terms carefully before using our services.


General Usage

  • You must not use this website in an unlawful manner; you must comply with these Terms and the Privacy Policy.

  • TrueSettle will not be liable for any change in content provided through the website or services, including errors, omissions, losses, or damages incurred in connection with content made available via email, blog, or other resources.

  • Users are responsible for costs incurred for hardware, software, and internet services. Proper functioning of computer devices and internet access is the user’s responsibility.

  • Some sections of the website may require login credentials. TrueSettle reserves the right to block access for users who violate these Terms.

  • While we strive for uninterrupted service, TrueSettle is not obligated to ensure continuous access and is not responsible for issues beyond our control, such as server or network failures.


Website Usage Guidelines

By using this website, you agree not to:

  • Insult, abuse, harass, stalk, threaten, or infringe on the rights of others.

  • Publish, post, or share defamatory, offensive, infringing, indecent, or unlawful content.

  • Upload or distribute files protected by Intellectual Property laws or malicious software.

  • Attempt to hack, edit HTML source code, or reverse-engineer the website.

  • Run spam services/scripts or activities affecting website infrastructure or user experience.

  • Send spam communications, phishing links, or unauthorized advertisements.

  • Copy, plagiarize, or redistribute website content or user-submitted content without permission.

  • Use the website for unlawful activities or in violation of government, regulatory, or network operator rules.


Limitation of Liability

You expressly understand and agree that TrueSettle shall not be liable for any direct, indirect, incidental, special, or consequential damages, including but not limited to:

  1. Loss of profits, goodwill, or data.

  2. Inability to use the service.

  3. Cost of substitute goods/services.

  4. Unauthorized access to or alteration of data.

  5. Statements, conduct, or actions of any third party.

  6. Any other matter arising from the use of our services.


Indemnification

You agree to indemnify and hold TrueSettle, its subsidiaries, affiliates, officers, directors, employees, and agents harmless from any claim, demand, or expense (including legal fees) made by a third party due to:

  • Your breach of these Terms.

  • Your violation of any applicable law.

  • Your infringement of the rights of a third party.

Cancellation & Refund Policy

At TrueSettle Financial Services Private Limited (“TrueSettle”, “we”, “our”, “us”), we value transparency and fairness in all our services. This Cancellation & Refund Policy outlines the terms under which cancellations and refunds may be requested by our clients.

1. Service Nature

TrueSettle provides loan settlement and debt resolution services, which are professional consulting and negotiation services. Once a service has been initiated, our team begins working with your creditors, and therefore, significant effort and resources are allocated immediately.

2. Cancellation Policy

  • You may request cancellation of services within 3 working days from the date of payment, provided that no formal negotiations or communications with your creditors have been initiated by TrueSettle.

  • After this period, cancellations will not be entertained as our resources are already committed to your case.

    Clients pay our service fees on a monthly basis (in advance for each month). You may cancel the service at any time. No fee will be charged after cancellation. Fees already paid are strictly non-refundable.

3. Refund Policy

  • If you cancel within the allowed window (3 working days), you will be eligible for a refund after deducting any applicable administrative or processing fees.

  • No refunds will be issued once negotiations, documentation, or settlement processes with creditors have commenced.

  • All refunds, if applicable, will be processed and credited within 10-15 business days to the original payment method.

    Clients pay our service fees on a monthly basis (in advance for each month). You may cancel the service at any time. No fee will be charged after cancellation. Fees already paid are strictly non-refundable.

4. Non-Refundable Fees

  • Consultation charges, processing fees, sign-up fees and any third-party costs incurred on your behalf are strictly non-refundable.

5. Disputes

In case of disputes regarding cancellations or refunds, please write to us at support@truesettle.in. Our team will review your request and respond within 7 working days.

6. Policy Updates

The Company’s Privacy Policy can be found at Privacy Policy. If you do not accept these terms, you must not use – and are not authorized to use – any portion of TrueSettle’s website, products, or services.

Please read these terms carefully before using our services.

You must not use this site in any unlawful manner; you must respect the website terms and conditions and follow the Privacy Policy. Under no circumstances will TrueSettle be liable for any change in the content provided on the website through its products and services, including but not limited to any errors, omissions, loss, or damage experienced in connection with the use of any content made available via our products, services, or resources, such as email, blog, etc.

We are not responsible for charges incurred for the usage of hardware, software, or internet service provider fees. The user is fully responsible for the proper functioning of their computer hardware and internet access.

Some sections of the site may require login credentials. TrueSettle reserves the right to block access to our services for any user who does not follow these conditions. While we strive to provide uninterrupted access to our services, there is no obligation to do so, and we are not responsible for issues arising from your network or server beyond certain limits.

TrueSettle reserves the right to amend or update this Cancellation & Refund Policy at any time. The latest version will always be available on our website. 

Privacy Policy

This Privacy Policy describes how TrueSettle Financial Services Private Limited (“Company,” “we,” “our,” or “us”) collects, uses, stores, and protects the personal information of users (“you,” “your,” or “client”) who visit our website TrueSettle.in or use our services.

By using our website or services, you agree to this Privacy Policy. If you do not agree, you should not use our website or services.


1. Information We Collect

When you interact with TrueSettle, we may collect the following types of information:

  • Personal Information: Name, contact number, email address, residential address, loan details, employment information, and financial documents you voluntarily provide.

  • Usage Information: IP address, browser type, operating system, pages visited, and website activity.

  • Communication Data: Records of your interactions with our team, including emails, phone calls, or chat transcripts.


2. How We Use Your Information

We use your information to:

  • Provide loan settlement and financial advisory services.

  • Negotiate with banks and financial institutions on your behalf.

  • Process payments and service-related transactions.

  • Improve our website, services, and customer experience.

  • Send important updates, service communications, or regulatory information.

  • Prevent fraudulent or unauthorized activities.


3. Data Sharing & Disclosure

We do not sell or rent your personal data to third parties. However, we may share your information with:

  • Banks/Financial Institutions: For the purpose of loan settlement negotiation.

  • Authorized Service Providers: To help us deliver services (e.g., payment gateways, IT support).

  • Regulatory/Legal Authorities: If required by law, court order, or government regulation.


4. Data Security

  • We implement industry-standard security practices to protect your personal data.

  • However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.


5. Cookies & Tracking Technologies

  • Our website may use cookies to enhance user experience, analyze traffic, and personalize content.

  • You may disable cookies in your browser, but some features of the site may not function properly.


6. User Rights

As a user of TrueSettle, you have the right to:

  • Access and review your personal information.

  • Request corrections or updates to your data.

  • Withdraw consent for data usage (subject to service limitations).

  • Request deletion of your personal data, where applicable.


7. Data Retention

We retain your personal data only as long as necessary to provide services, comply with legal obligations, or resolve disputes.


8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of such external websites.


9. Policy Updates

TrueSettle reserves the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with the revised date.


10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

📧 support@truesettle.in
🏢 TrueSettle Financial Services Private Limited
1520, SVH Metrostreet 83, Gurgaon, Haryana

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