Blog
A note on timing: RBI’s moratorium policy has shifted several times since the broad, economy-wide COVID-19 moratorium of 2020. As of writing, RBI’s most recent
12/09/2026
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News & Article
Category: Blog
Consumer Rights & Protection
A note on current conditions: this article was originally framed around a rising-rate environment. As of the current data, RBI’s repo rate has actually held
11/09/2026
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Blog
Note: Webinar date, speaker name, duration, and timestamps below are placeholders — [WEBINAR DATE], [SPEAKER NAME], [DURATION], and the chapter timestamps all need to be
10/09/2026
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Blog
The loan default lifecycle in India can move through several stages… Missing one EMI does not mean your loan immediately becomes an NPA. A loan
09/09/2026
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Blog
HDFC credit card settlement percentage is not a fixed number that applies to every borrower. If your HDFC credit card balance has become unaffordable, the
08/09/2026
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Blog
If you’re struggling to repay your Axis Bank credit card dues, you may want to formally request a settlement. A clear, well-written request letter can
07/09/2026
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Blog
When you’re already struggling with debt, choosing the wrong settlement agency can genuinely make things worse — wasted fees, unrealistic promises, and a process that
05/09/2026
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Blog
If you’re struggling to repay a personal loan or credit card dues in full, loan settlement may be one possible debt-resolution option. But settlement isn’t
04/09/2026
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Blog
The right credit-card settlement agency should explain the risks as clearly as the potential benefits. Here’s what to check before you trust one with your
04/09/2026
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Blog
If you’re negotiating a settlement on your SBI credit card, the settlement letter is the document that actually protects you. It’s the written record of
04/09/2026
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