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If you took out a personal loan through the Navi app and you’re now struggling to keep up with repayments, you’re probably wondering what your
07/10/2026
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News & Article
Category: RBI & Legal Insights
Blog
A settlement offer calculator can help you estimate a realistic amount to propose when you’re considering a loan or credit card settlement. Instead of guessing
01/10/2026
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Blog
If you’ve fallen behind on a loan or credit card and your lender has started talking about a “settlement,” the first question on your mind
30/09/2026
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Blog
A loan penalty waiver can help reduce the extra charges that build up after missed payment deadlines. Late fees, penalty interest, and additional charges stack
29/09/2026
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Blog
Rohit had ₹4.2 lakh in outstanding credit card debt. Minimum payments were becoming harder to manage every month, interest and charges kept adding to the
26/09/2026
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A growing business, mounting expenses, and an overdue credit card eventually pushed her account into default. What followed wasn’t a quick fix — it was
25/09/2026
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Is Loan Settlement Really a One-Time Offer? Not in the way most borrowers assume. A “One-Time Settlement” (OTS) refers to a type of settlement arrangement
22/09/2026
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Blog
The easiest debt trap to escape is often the one you never enter. A lot of the loan settlements, mounting credit card balances, and EMI
19/09/2026
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You’ve got a large credit card balance, the interest is making repayment feel like running on a treadmill, and then another card offers you a
18/09/2026
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HDFC credit card settlement percentage is not a fixed number that applies to every borrower. If your HDFC credit card balance has become unaffordable, the
08/09/2026
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